BrianPlankis
Premium Member
Good idea blide! Definitely will keep that in mind when the upgrade begins 
B.
B.
anyone taken out a loan for their fish tanks?
- Thread starter areze
- Start date
Bax
Premium Member
I buy what a find at a good price and store it at my shop. I gotta closet full of stuff for my 240ish project sitting there. It's killing me not to run my MRC 4 dual becket recirculating skimmer .... ahrrrrg!!!!. But I can't borrow money, my wife'd kill me, with just cuase ... so I'll do it step by step.
Cutiewitbooty
New member
hahaha, you too? My tax return is already spent too 
Martin's Reef
New member
Not a loan but all of two bonuses and two tax returns onn my 300!:eek2:
O Well its fun!
O Well its fun!
pelicansreef
New member
It is amazing what we will spend to entertain ourselfs.........
But then my wife has a shinney rock that is worth more than my habit....LOL
But then my wife has a shinney rock that is worth more than my habit....LOL
NewSchool04
New member
I'm refinancing my condo now, took some extra money out to redo carpet and paint and realized that I asked for way too much . . .
prance1520
Member
I'm with you there. Just finishing up school and starting the job, but I will figure mine into my housing cost when I build the big boy. I dropped about 4k on my 75g now lump sum, and I think all at once is the only way to go. Setting up a complete system is so much easier/more plannable than setting up parts at a time.
David MC Lee
Active member
I would never take out a loan for a tank or any other hobby. I spent two doing the design on my tank and saving up money. I also waited until my truck loan was paid off before starting the tank. It took another year to build so my truck payment went into the tank every month + some more. I spend a lot on my tank but is all I do for fun. Also at the time I built the tank I did not have a wife or girl friend.
reefez
New member
If you take out a loan or not. Eventually this hobby will put you into the red. Make no mistake about that. It dosen't matter if you have a 6 figure income. The more we all make the more we all spend. I owe I owe so off to work I go. Plastic is basically paying way more then what these items would cost you if you had cash in hand. Which by the way is the only way I make purchaces. As stated before. I f I don't have the cash I don't buy it.
I say buy it all at once. But have the cash. So when you take say 5k or 10k or 20k depending on your desired set up and set it down on the table and ask yourself ( and wife) what do I want more. tank or other ( motorbike, car, vacation, HDTV, etc).
I think a lot of people would sell off their systems if they could get all their money back.
This couple hundred dollars a month can kill you
And you get caught saying, "Well i am already 5k in what is another grand"
So save up use your air miles visa and pay it off right away.
I think a lot of people would sell off their systems if they could get all their money back.
This couple hundred dollars a month can kill you
And you get caught saying, "Well i am already 5k in what is another grand"
So save up use your air miles visa and pay it off right away.
ONEMANBAND
New member
Just consult a LOAN SHARK
I have spent around 15-20k last year and this year. It is allot of money but I have everything else in my life in order, housing, savings, retirement, college for my two children. This hobby makes me happy I donââ"šÂ¬Ã¢"žÂ¢t mind spending money on things that make me happy. I never spend more on a credit card than I can pay off at the end of the month.
I will spend around 5k the remainder of this year on stocking my new tank. No loans planed ever.
I will spend around 5k the remainder of this year on stocking my new tank. No loans planed ever.
BJJ
New member
I think it depends on how you justify your tank. If your installing a large tank as a show piece in you home such as a room divider or built into a wall, Then I see it as no different than borowing money to do interior renovations as you will be potentially adding value to you home in the form of architectural improvements (that is if its done right). I see more Show Homes being designed with a built in aquarium as an architectural focal point.
I say If you have a finacial plan in place, go for it....
This is how I see it;
1. If you cheap out just to get the tank and keep fish and are not worried about austhetics, then its a hobby.
2. If you invest money to turn out a professionally architectural masterpeice that will be on display for everyone to see, then its a form of home improvement adding value to your home investment - making the 'hobby' easier to justify.
I say If you have a finacial plan in place, go for it....
This is how I see it;
1. If you cheap out just to get the tank and keep fish and are not worried about austhetics, then its a hobby.
2. If you invest money to turn out a professionally architectural masterpeice that will be on display for everyone to see, then its a form of home improvement adding value to your home investment - making the 'hobby' easier to justify.
Untamed12
New member
I suppose you could look at it this way...
If you have a mortgage, and you choose to spend some cash on the aquarium instead of paying off the mortgage...then you would have effectively borrowed to pay for the aquarium.
Can't look at it that way though...it's too depressing.
If you have a mortgage, and you choose to spend some cash on the aquarium instead of paying off the mortgage...then you would have effectively borrowed to pay for the aquarium.
Can't look at it that way though...it's too depressing.
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