Ill chime in. I'm on the reef every week, at least once a day every week, whether walking the low tide, snorkeling, diving, collecting fish. I think a biggest factor going is larger populations of people. No people generally equals no problem.
there's no corals in Hawaii near densely populated areas, Oahu, Hono. you go north up the chain where its protected, tons of stuff.
Coral degradation in Oz, namely GBR and all the cities along the gold coast on the east side…. more human population to impact the reef.
huge die off in the Andaman sea off coast of Thailand a few years ago, massive coral bleaching due to higher temperatures reaching and sustaining themselves at 90+ degrees. I can't prove it, but large once again, large population.
all said, I was impressed with the wildlife in the Andaman, and the corals have made a remarkable recovery in the few short years. generally speaking, the Thai divers I met appreciate and respect their waters.
its a relatively low footprint where I live (1400 people), and the corals are thriving fine, plenty of clams, reef fish, turtles, rays etc even with the impact of the adjacent island, population 15,000. recently, there's been a bit of a shift in the reef here locally, namely less sharks. the Marshallese government has been generous with fishing licenses, so loads of long liners are skirting our island. they take all the big tuna's and now we have less sharks on the reef. used to be dozens in the water when you dove.....we still see them, but not in such great numbers.....once again the impact of people.
all the reefs aren't disappearing, IMO they're in decline around populated areas.
no good answer, it is what it is